The current US economy meltdown forced me to have an insight into the whole situation and get along with the most commonly used word of today-'SUB-PRIME CRISES.' Now what does that mean? Let's first get along with the few terms: sub-prime borrowers, sub-prime lenders, MBS (Mortgage backed securities) Sub-prime borrowers are the set of borrowers whose ability to repay is in doubt. These borrowers are not qualified for the market interest rates due to various risky reasons such as income level, size of down-payments or employment status. The sub-prime lenders are the ones lending to these borrowers. Large capital... Read Blog »

India is known as a leader in the IT industry ...wow! India is known for its rich ancient culture...Wow! India is known for producing the HOT-SHOT investment tycoons...Wow! (Polite applause) We are such a talented lot; it is our right to get the best governance, too. So, let us all throw garbage on the roads and check the potency of the Indian Government in cleaning up. Not only on roads but on roadsides, VIP areas and near residential buildings as well. Let us give an opportunity to our honourable Government to utilise its resources fully and prove... Read Blog »

Recently, I was speeding up for my college when I observed something deep and confusing. I was discombobulated observing some of the odd things that God has made into the material existence. While driving, I saw a boy not more than fourteen years selling famous novels by great authors. I asked him: "Are these original ones?" He readily said yes without realizing that they were not originals. He didn't even know how to differentiate between the original and the duplicate ones, maybe, because he had never got a chance to see the original copies of the same books... Read Blog »

The other day I, along with a group of people, were sitting on this bench in college, when an unexpected debate about a controversial topic cropped up. We started speculating the after effects of the win of UPA over the Left, in the light of the trust vote. Manmohan Singh became the fourth PM to conquer a win ever since the vote of confidence has taken place in the history of India, thereby making it a remarkable win over the opposition parties. 'UPA deserved the win. NDA could have easily won. This politics sucks.'These were few of... Read Blog »